All Blog Posts (114)

Rates, rates, rates…

That’s always the first question asked when dealing with financing anything whether it’s your home, a new car, furniture or business equipment and machinery. How much is it going to cost me, in my hard earned dollars, to get what I want or need? Now let’s re-focus it on business equipment financing. Brokers and lenders often publicize payment or rate sheets, which are extremely low, lower than what primary wholesale lenders even lend money at. Why do that? Because by the time y

… Continue

Added by Lester Salvatierra on March 2, 2010 at 2:20pm — No Comments

New venture

To those of you who like candles but do not like the flame and soot they leave; how about candles that you can have on 24/7 and will not burn your home down. They are Scentsy Candles and are run on 25 watt bulbs. Go into my website and see what they are all about. leelubrano@Scentsy.com; then call me and get more info. I am still doing Tupperware. Continue

Added by Lee Lubrano on March 1, 2010 at 9:22am — 1 Comment

How NOT to lose that Diamond

Gold is soft, so stones get loose...hand lotions, soaps, make-up, and the environment push stones up and out of their settings. Please have your jewelry cleaned and checked, by a jewelry professional that you trust. Feel free to call me, and I will inspect, repair, and fix your precious jewelry, and when possible pick it up and deliver it back to you. 805-660-9336

Grandma Sharon Rose

Diamonds and Champagne Wholesale Jewelers

Diamondsandchampagne.com...where YOU CH

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Added by Grandma Sharon Rose on February 5, 2010 at 1:03am — No Comments

Come check us out

To all of you out there who is looking for a great networking group to join, please visit us at First Street Restaurant on Wednesday mornings at 7:00am.and have a free breakfast on us. The name of the group is Pacific Coast Business Networking. We are a very fun group but also a group who helps each other build our businesses. Please check out our website www.PCBN.org and contact anyone in the group for more information. Lee Lubrano 805 582 2903 I am also your… Continue

Added by Lee Lubrano on January 26, 2010 at 12:23pm — No Comments

WHAT THE AUTO INSURANCE DOESN'T WANT YOU TO KNOW!!!! YOU WANNA READ THIS

DID YOU KNOW? when Any insurance company is "recomending" that you take your vehicle to one of the shops on their list...you are agreeing to let that specific auto body repair the car the way the insurance tells them to, SINCE when is the INSURANCE CO. the professional thats repairs vehicles? they are there to pay for repairs done by a professional auto body shop, the appraisers they send to evaluate your vehicle has no experience what so ever.... on how to properly repair a vehicle, they… Continue

Added by christian on January 19, 2010 at 12:00pm — No Comments

FUNDRAISER FOR OWIEBOWWOWIE Thursday 12-24...10 AM until 3 PM

Come one come all, to the greatest wholesale jewelry event of them all...gold, silver, gemstones, fashion and more......take the guess work out of shopping..no weeping no more..a donation will be made to OwieBowWowie, so that kids in Children's Hospital receive a stuffed doggie, so their owie feels better because of their bowie...have champagne, chocolate, and great cakes too...whe you help other's, it also helps you. Josie's Skin Care and Heavenly Cakes 796 E. Thousand Oaks Boulevard Thousand… Continue

Added by Grandma Sharon Rose on December 23, 2009 at 12:20am — No Comments

Search for Real Estate like an Agent

I have many tools to find homes and sell homes. I offer to you a free account so you can search like an agent through Listing Book. Call me if I can be of service to you. I am happy to answer your questions. http://chucks.listingbook.com Continue

Added by Chuck on December 5, 2009 at 3:07pm — No Comments

The 3 Keys to Financial Approvals

3 Keys to Equipment Lease Approvals: CASH, CREDIT & COLLATERAL Cash Flow – The key to receiving a lease or finance approval is positive cash flow. Most underwriters’ formulas add net income to a portion of depreciation (since depreciation is a noncash expense) and the resulting free cash flow must exceed the amount of the annual lease payments. For example, if the company has a $75,000 net income with $50,000 in depreciation, an underwriter may consider that at least $100,000 is available t… Continue

Added by Lester Salvatierra on December 1, 2009 at 12:46pm — No Comments

insurance direct repair programs not such a good idea!!!!!!

you can see more of these videos on youtube just look up insurance drp's the insurances are trying to cheat you out of a good quality repair to save themselves money. thats not what we pay high premiums for

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Added by christian on November 11, 2009 at 11:30am — No Comments

VINTAGE SIMI OPEN HOUSE SATURDAY NOVEMBER 14

Food, fun, and shopping this Saturday at Vintage Simi Assisted Living on Los Angeles Avenue. Please drop by and say HI to a Senior, and enjoy all the festivites. Grandma Sharon Diamonds and Champagne Wholesale Jewelers 805-0660-9336 Continue

Added by Grandma Sharon Rose on November 9, 2009 at 10:27pm — No Comments

Two Questions You Must Ask Before Applying to College

Attending this FREE college planning workshop will reveal little known secrets like this to unlock more free money for college. Learn the two questions you must ask before applying to a school PLUS how to avoid the one mistake more than 91% of all parents make… Continue

Added by Michael R. Voogd on November 5, 2009 at 1:30pm — No Comments

Catalytic Connections

Are you a Catalyst? In networking, there are three kinds of people: those who make things happen, those who wait and watch for things to happen, and those who wonder what the heck happened. A catalyst makes things happen. They have Initiative, Intention, Confidence and Motivation. 1.… Continue

Added by Michael R. Voogd on November 2, 2009 at 1:31pm — No Comments

Incredible Savings on Travel

I still can't believe 5 days in Cozumel for $149....and with good accomodations...it doesn't cost anything to register as a preferred customer....go to...Starttraveling.worldventures.biz......I'm sure glad that I did. Grandma Sharon Continue

Added by Grandma Sharon Rose on October 27, 2009 at 1:19am — No Comments

WANTED:Local Specialists to Join Team-Based Advisors

In a recent article from Financial Advisor Magazine, the number of financial advisors working in team-based practices jumped about 60% during the past two years, according to a Cogent Research study of 1,529 advisors. Increases were seen across all channels, and Cogent sees the trend contin… Continue

Added by Michael R. Voogd on October 23, 2009 at 11:00am — No Comments

How Will The Economic Crisis Affect You?

Over the past 5 years we have seen all the investment lessons we learned in the 80s and 90s fail us. We know we can't live much longer on 5% rates of return and yet are scared to hesitant to make crucial financial decisions. To make it worse, right now 80 million Ameri

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Added by Michael R. Voogd on October 21, 2009 at 1:11pm — No Comments

The Single Biggest Benefit in the Tax Code

According to Ed Slott in his KOCE Special Stay Rich for Life, "THE SINGLE BIGGEST BENEFIT IN THE TAX CODE IS LIFE INSURANCE." Life insurance gives… Continue

Added by Michael R. Voogd on October 20, 2009 at 1:35pm — No Comments

Main Street Hits a Wall-Street

The markets have zoomed since the March lows, but many people have missed out by sitting out. According to a new survey conducted by Alix Partners LLP, a global business advisory company, nearly half (49%) of people who identified themselves as “previous investors” said they either stopped or reduced investing in stocks and mutual funds. Among other findings, 26% said they don’t plan to invest in stocks and mutual funds for the next three years. And of those respondents with annual income of mo… Continue

Added by Michael R. Voogd on October 19, 2009 at 1:42pm — No Comments

401(k)o's Retirement Dreams

Checked your 401k lately? The recent financial collapse has devastated this retirement resource. Older workers are hardest hit, as their financial futures may now be at risk. A new report from the Employee Benefit Research Institute and the Investment Company Institute has quantified the damage the 2008 bear market inflicted upon Americans' 401(k) savings and, as expected, it was severe. According to the report, which was based on an EBRI/ICI database of 24 million 401(k) account holders, incl… Continue

Added by Michael R. Voogd on October 12, 2009 at 1:28pm — No Comments

Saving For College Can Cost You More

Saving for college remains a Catch-22 for many families, and as high school students around the country prepare for their first exams of the year. Some parents however, are preparing for their own test: Saving enough money to fund a higher education for their children without destoying their retirement. Although most parents want to help their children – 63% of parents are saving for college expenses, according to a September 2009 Fidelity survey – they also have to juggle savi… Continue

Added by Michael R. Voogd on October 8, 2009 at 1:18pm — No Comments

Small Business Survival

In a recent article from the WSJ titled, Recession Spells End for Many Family Businesses, an estimated 90% of U.S. businesses are family-owned or controlled. After months of slow sales, family businesses are being forced to close, ending legacies and leaving behind a wake of sad customers and loyal employees. These businesses, often steeped in tradition and not as flexible to change, tend not to h… Continue

Added by Michael R. Voogd on October 6, 2009 at 1:00pm — No Comments

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Lester Salvatierra added a blog post

Rates, rates, rates…

March 2

Lee Lubrano commented on Lee Lubrano's blog post 'New venture'

Hey; Summer is coming and BBQ's will be going also. Tupperware is great for outdoors as it will not break and children can not damage it. There is a lifetime guarantee on all products except those with writing on them .Contact me and let me help you…

March 1

Lee Lubrano added a blog post

New venture

March 1