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Lester Salvatierra
- Male
- Simi Valley, California
- United States
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Equipment Leasing for any Business!
Profile Information
- What's the Name of Your Company?
- Lease One Corp.
- What Type of Business Are You In?
- Financial Services
- What is Your Position in the Company?
- Leasing Specialist
- Phone Number
- 805-217-9896
- Email Address
- lester@leaseone.com
- Website:
- http://www.leaseone.com/lester
- Zip Code
- 93065
- Are You a Chamber of Commerce Member? If so, which one?
- Simi Valley Chamber of Commerce
- What other organizations do you belong to or contribute time, effort, or money to?
- National Association of Equipment Lease Brokers, Area Director for Business Network International (BNI) and Ventura County Economic & Development Association.
- How Many Employees Do You Have?
- Less than 10
- What is Your Attention-Grabbing Opening Statement to Your Customers?
- I can help you lease or finance any type equipment for expanding your business operation.
- In One Sentence, Describe Your Target Customer, How You Help Them, and Why They Should Care
- Small to mid-size businesses are my niche in which I can focus on the smaller lease programs starting at 5K giving each customer the attention and service they deserve.
- In One Sentence, What Makes You Stand Out Amongst Your Competition?
- I give each customer 100% of my effort to complete each transaction smoothly while being available anytime for questions making sure they understand each step of the process.
- What, if any, special offers or invitations would you like to extend to other Chamber Tube members?
- I am available for free consultation even to simply answer lease questions for customers which may decide to lease equipment in the future. Contact me before making your equipment purchase decisions.
- Your Business Goal
- To make sure each client is completely satisfied with the service I have provided therefore gaining an advocate for future referrals for my business.
- What High School did you attend?
- Bellarmine Jefferson / Burbank, CA
- What University or College did you attend?
- Cal State Northridge & Pepperdine University Graduate School
- What are some of your favorite interests and activities?
- Golf, fitness & exercise, travel
- Describe Yourself in More Detail
- I am fun loving and enjoy having a good time. I consider myself resilient yet have been considered a good listener and empathetic toward others.
Lester Salvatierra's Photos
Lester Salvatierra's Blog
Rates, rates, rates…
That’s always the first question asked when dealing with financing anything whether it’s your home, a new car, furniture or business equipment and machinery. How much is it going to cost me, in my hard earned dollars, to get what I want or need? Now let’s re-focus it on business equipment financing. Brokers and lenders often publicize payment or rate sheets, which are extremely low, lower than what primary wholesale lenders even lend money at. Why do that? Because by the time y
… ContinuePosted on March 2, 2010 at 2:20pm —
The 3 Keys to Financial Approvals
Cash Flow – The key to receiving a lease or finance approval is positive cash flow. Most underwriters’ formulas add net income to a portion of depreciation (since depreciation is a noncash expense) and the resulting free cash flow must exceed the amount of the annual lease payments. For example, if the company has a $75,000 net income with $50,000 in depreciation, an underwriter may consider that at least $100,000 is available t… Continue
Posted on December 1, 2009 at 12:46pm —
Types of Equipment Finance Providers
There are three main types of business equipment leasing providers you can turn to: brokers, captive leasing companies, or independent lessors.
BROKER - Much like an insurance broker or mortgage broker, an equipment leasing broker acts as an intermediary. The broker will take your lease application to the specific lenders and financial services companies most likely to agree to finance your asset. The key to success for the broker is to pres… Continue
Posted on October 6, 2009 at 10:54am —
Success in the Shift to New Ships
“The world isn’t interested in the storms you encountered, but whether or not you brought in the ship.”—Raul Armesto
The marketplace is unforgiving. People want the goods and services they pay for to be delivered as ordered, on time, and at a reasonable price. They want it to best solution to their problem or the best benefit they can afford and work as advertised. If you fail in any of that, they will find someone else to provide it.
They don’t… Continue
Posted on September 10, 2009 at 3:40pm —
Why go with a Broker?
During a recent meeting with a sales manager, the topic came up of why they would use me, an equipment lease/finance broker, instead of finding a direct source for their company’s leasing needs. I told them that option was certainly available but offered a few points to consider which they would have to contend with.
1) Find a lender that will deal directly with a consumer. Most lenders prefer to work through brokers who organize and pre-qualify a client’s financial packa… Continue
Posted on July 2, 2009 at 1:33pm —
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